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Question 1 of 20
Which is the minimum chargeable interest for the credit sanctioned to the borrower by a bank ?
Question 2 of 20
Vehicle loans, such as bus loan, is a type of –
Question 3 of 20
Which one is the sub-target of PSL for Agricultural activities?
Question 4 of 20
Which one is the Priority Sector Lending target percentage?
Question 5 of 20
Which of the following is not a sector for Priority Sector Lending (PSL)?
Question 6 of 20
SARFAESI Act is not applicable for – i. Secured loans (loans backed by underlying securities) ii. Unsecured loans (loans not backed by underlying securities) iii. Loans for agricultural purpose
Question 7 of 20
What is the full form of SARFAESI Act?
Question 8 of 20
Sub-standard Assets are those loan assets, whose –
Question 9 of 20
Which one is true regarding Cash Credit (CC) and Overdraft (OD) – i. Cash credits are generally offered to businessmen, whereas overdraft can be used both by individual and businessmen ii. There is no need for any separate account for availing Overdraft facility. iii. A certain percentage of the value of the commodities / debts pledged by the account holder is the credit limit or credit facility of Cash Credit Account
Question 10 of 20
What is the slogan of PMJDY?
Question 11 of 20
Choose the correct option regarding PMJDY Account – i. Accidental Insurance cover is Rs. 30,000 ii. Life Insurance cover is Rs. 1 lakh iii. Overdraft (OD) facility upto Rs. 5,000 is permitted (after satisfactory operation of account) iv. RuPay Debit Card will be provided v. No minimum balance criteria (unless cheque book facility is availed)
Question 12 of 20
What is the maximum amount / limit to be claimed under Deposit Insurance scheme of DICGC?
Question 13 of 20
Which is true regarding banks insured under DICGC? i. Commercial banks – Public sector banks, Private sector banks, Foreign banks operating in India, Regional Rural Banks, etc. ii. Cooperative banks – State, Central and Primary Cooperative Banks
Question 14 of 20
DICGC insures which of the following bank accounts?
Question 15 of 20
Which of the following is true regarding BSBDA? i. Total balance should not exceed Rs. 1 lakh in a year ii. Maximum balance should not exceed Rs. 50,000 at any point of time iii. Debits by means of cash withdrawals or remittances will not exceed Rs. 10,000 in a month
Question 16 of 20
What is the maximum denomination of currency note that can be issued by RBI?
Question 17 of 20
RBI has the legal right to issue bank notes, under which act?
Question 18 of 20
What is the full form of PMLA?
Question 19 of 20
Time deposits with banks falls in which category –