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NPA & SARFAESI — Set 3

Banking · NPA और SARFAESI · Questions 2130 of 80

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1

Which committee's recommendations led to the implementation of NPA classification norms in India?

2

Which of the following is considered a 'Qualitative' reason for an account becoming an NPA?

3

What is the full form of DRAT in the context of debt recovery?

4

The term 'Sub-standard', 'Doubtful', and 'Loss' are used for the classification of?

5

What is the maximum time a bank can wait before classifying a sub-standard asset as a doubtful asset?

6

The SARFAESI Act allows banks to sell the assets of a defaulter through?

7

Which of the following is NOT a method of debt recovery for banks?

8

What is the full form of OTR in the context of managing stressed loans?

9

A loan where the interest and/or installment of principal remain overdue for two harvest seasons is known as an NPA in which sector?

10

The ratio of Gross NPA to Gross Advances is called?